LIFE INSURANCE

Planning for the unexpected is one of the most important things you can do for your loved ones. At YBG Insurance, we offer a variety of life insurance solutions to provide financial security and peace of mind for the people you care about most. Whether you need individual coverage, family protection, or a group plan for employees, our experts are here to help you choose the right policy.

• Term Life Insurance: Affordable coverage for a set period (10, 20, or 30 years) to protect your family during key life stages, like paying off a mortgage or raising children.
• Whole Life Insurance: Lifetime coverage with guaranteed benefits and a savings component to help build cash value over time.
• Universal Life Insurance: Flexible plans that allow you to adjust premiums and coverage as your needs change, with an investment component for long-term planning.
• Group Life Insurance: Employer-sponsored coverage to help attract and retain top talent, providing employees with peace of mind.

• Replace Lost Income: Ensure your family’s financial stability even if the unexpected happens.
• Cover Final Expenses: Ease the burden of funeral and medical expenses.
• Pay Off Debts: Protect your loved ones from outstanding mortgages, loans, or credit card debt.
• Build Wealth and Leave a Legacy: Some plans offer a savings component to grow over time and help create generational wealth.

• Tailored Policies: We listen to your needs and find the best plan for your family or business.
• Top-Rated Carriers: Access to leading life insurance companies with competitive rates and benefits.
• Expert Guidance: Our licensed agents simplify the process and help you make informed decisions.
• Ongoing Support: As life changes, we’ll be here to adjust your policy and ensure your loved ones are always protected.